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Lost / stolen wallet |
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Car or home broken into |
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Data breach letter from company or association |
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A call / letter saying a creditor has received a credit application with your name and Social Security number |
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A call / letter approving or denying you from a creditor |
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Credit card, utility or telephone statements with your name and address for which you did not apply |
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Change of address statements (checking accounts, utility and phone accounts) |
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Missing mail (i.e. – bank, credit card, telephone, utility statements) |
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Unrecognized purchases on your credit card statement |
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Unrecognized deposits, transfers, withdrawals especially international use of bank, checking or investment/savings accounts |
If you look at your credit report (which you should) here are some possible signs you have been hit:
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New accounts, closed accounts and collection accounts |
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Name or address change |
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Employment change |
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Credit limit change |
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Tax liens |
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Judgments |
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Bankruptcy filings |
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Unauthorized inquiries |
If you detect any of the above, you should follow these action steps.
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How Do You Know?
